CFG US EQUITY Financials Regional Banks CIK: 759944

Citizens Financial Group (CFG) Quant Factor Diagnostic & Fair Value Model

Citizens Financial Group (Ticker: CFG) is listed in the Financials sector (Regional Banks). Below is its point-in-time financial profile, valuation multiples, and cross-sectional factor diagnostics.

$65.14

-0.15% Latest Close (2026-10-23)

Market Cap: -

P/E Ratio: 12.5

Momentum Strength 3M / 12M

-8.38%

1M: +0.63% 12M: +28.68%

Quality (ROE) Point-in-Time

+8.97%

Trailing Return on Equity

Technical Trend RSI 14

54.9

SMA50: $67.19 SMA200: $65.47

Valuation Multiplier Trailing

12.5

Deep Value (Under 15x P/E)

📊 Valuation & Multi-Factor Diagnostic

Deep Value (Under 15x P/E)

CFG trades at an attractive earnings multiple of 12.5x, significantly lower than the broader S&P 500 average.

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Interactive lightweight price action & volume breakdown over recent 90 trading days.

均线多头 (MA20/50) Piotroski F-Score: 7/9 (High Financial Strength)

Official Point-in-Time Financial Filing History

Zero Lookahead Bias: Every financial metric is timestamped at the exact moment officially published to the market.

备案 CIK: 759944 · 10-K 年报 / 10-Q 季报

Form	Period End	Filing Timestamp (Point-in-Time)	Revenue	Net Income	Operating CF	EPS (Diluted)
10-Q	2026-06-30	2026-08-03	$2.28B	$587.00M	$963.00M	$1.30
10-Q	2025-12-31	2026-08-03	-	-	-	-
10-Q	2025-06-30	2026-08-03	$2.04B	$436.00M	$673.00M	$0.92
10-Q	2026-03-31	2026-05-04	$2.17B	$517.00M	$237.00M	$1.13
10-Q	2025-03-31	2026-05-04	$1.94B	$373.00M	-$213.00M	$0.77
10-K	2025-12-31	2026-02-12	$8.25B	$1.83B	$2.21B	$3.86
10-K	2024-12-31	2026-02-12	$7.81B	$1.51B	$2.00B	$3.03
10-K	2023-12-31	2026-02-12	$8.22B	$1.61B	$2.96B	$3.13

💡 Methodology & Frequently Asked Questions

Key reference details regarding Citizens Financial Group (CFG) valuation multiples, momentum factors, and point-in-time filing conventions.

How should CFG's current valuation multiple be interpreted? ↓

CFG trades at a trailing P/E of 12.5x within the Financials sector (deep value (under 15x p/e)). Valuation multiples are computed using trailing-twelve-month GAAP earnings against the latest close price.

What are CFG's key momentum and technical factor indicators? ↓

As of the latest close, CFG shows a 1-month return of +0.63%, 3-month return of -8.38%, and 12-month return of +28.68%, with a 14-day RSI of 54.9. Momentum factors reflect short- and intermediate-term price velocity across the equity cross-section.

What is Point-in-Time (PIT) financial data and why does it matter for CFG? ↓

Point-in-Time indexing aligns corporate fundamentals with their official public filing timestamps (Form 10-Q/10-K) rather than accounting period-end dates. This methodology eliminates lookahead bias in historical equity backtests.

How can CFG be incorporated into systematic factor models? ↓

CFG can be evaluated within customized multi-factor models or screened against cross-sectional filters (such as momentum quintiles and return on equity) to analyze historical turnover and risk-adjusted return.