PYPL
US EQUITY
Financials
Transaction & Payment Processing Services
CIK: 1633917
PayPal (PYPL) Quant Factor Diagnostic & Fair Value Model
PayPal (Ticker: PYPL) is listed in the Financials sector (Transaction & Payment Processing Services). Below is its point-in-time financial profile, valuation multiples, and cross-sectional factor diagnostics.
$57.02
-0.90%
Latest Close (2026-10-23)
Market Cap: $48.78B
P/E Ratio: 11.8
Momentum Strength
3M / 12M
+1.69%
1M: +8.40%
12M: -16.23%
Quality (ROE)
Point-in-Time
+22.23%
Trailing Return on Equity
Technical Trend
RSI 14
75.6
SMA50: $55.85
SMA200: $50.00
Valuation Multiplier
Trailing
11.8
Deep Value (Under 15x P/E)
📊
Valuation & Multi-Factor Diagnostic
Deep Value (Under 15x P/E)
PYPL trades at an attractive earnings multiple of 11.8x, significantly lower than the broader S&P 500 average.
⚡
Benchmark Factor Strategy
S&P 500 Momentum Alpha Strategy
This strategy applies cross-sectional momentum and quality factor filters across large-cap US equities.
📈 Daily Candlestick & Volume Quant Chart
Interactive lightweight price action & volume breakdown over recent 90 trading days.
均线多头 (MA20/50)
Piotroski F-Score: 5/9 (Moderate Financial Health)
Official Point-in-Time Financial Filing History
Zero Lookahead Bias: Every financial metric is timestamped at the exact moment officially published to the market.
备案 CIK: 1633917 · 10-K 年报 / 10-Q 季报
| Form | Period End | Filing Timestamp (Point-in-Time) | Revenue | Net Income | Operating CF | EPS (Diluted) |
|---|---|---|---|---|---|---|
| 10-Q | 2026-03-31 | 2026-05-05 | $8.35B | $1.11B | $1.13B | $1.21 |
| 10-Q | 2025-12-31 | 2026-05-05 | - | - | - | - |
| 10-Q | 2025-03-31 | 2026-05-05 | $7.79B | $1.29B | $1.16B | $1.29 |
| 10-K | 2025-12-31 | 2026-02-03 | $33.17B | $5.23B | $6.42B | $5.41 |
| 10-K | 2024-12-31 | 2026-02-03 | $31.80B | $4.15B | $7.45B | $3.99 |
| 10-K | 2023-12-31 | 2026-02-03 | $29.77B | $4.25B | $4.84B | $3.84 |
| 10-Q | 2025-09-30 | 2025-10-28 | $8.42B | $1.25B | $4.03B | $1.30 |
| 10-Q | 2025-06-30 | 2025-10-28 | $8.29B | $1.26B | $2.06B | $1.29 |
💡 Methodology & Frequently Asked Questions
Key reference details regarding PayPal (PYPL) valuation multiples, momentum factors, and point-in-time filing conventions.
How should PYPL's current valuation multiple be interpreted? ↓
PYPL trades at a trailing P/E of 11.8x within the Financials sector (deep value (under 15x p/e)). Valuation multiples are computed using trailing-twelve-month GAAP earnings against the latest close price.
What are PYPL's key momentum and technical factor indicators? ↓
As of the latest close, PYPL shows a 1-month return of +8.40%, 3-month return of +1.69%, and 12-month return of -16.23%, with a 14-day RSI of 75.6. Momentum factors reflect short- and intermediate-term price velocity across the equity cross-section.
What is Point-in-Time (PIT) financial data and why does it matter for PYPL? ↓
Point-in-Time indexing aligns corporate fundamentals with their official public filing timestamps (Form 10-Q/10-K) rather than accounting period-end dates. This methodology eliminates lookahead bias in historical equity backtests.
How can PYPL be incorporated into systematic factor models? ↓
PYPL can be evaluated within customized multi-factor models or screened against cross-sectional filters (such as momentum quintiles and return on equity) to analyze historical turnover and risk-adjusted return.