SYF
US EQUITY
Financials
Consumer Finance
CIK: 1601712
Synchrony Financial (SYF) Quant Factor Diagnostic & Fair Value Model
Synchrony Financial (Ticker: SYF) is listed in the Financials sector (Consumer Finance). Below is its point-in-time financial profile, valuation multiples, and cross-sectional factor diagnostics.
$73.64
-1.93%
Latest Close (2026-10-23)
Market Cap: $23.87B
P/E Ratio: 7.1
Momentum Strength
3M / 12M
-2.22%
1M: +2.92%
12M: +0.86%
Quality (ROE)
Point-in-Time
+20.95%
Trailing Return on Equity
Technical Trend
RSI 14
56.6
SMA50: $75.44
SMA200: $73.77
Valuation Multiplier
Trailing
7.1
Deep Value (Under 15x P/E)
📊
Valuation & Multi-Factor Diagnostic
Deep Value (Under 15x P/E)
SYF trades at an attractive earnings multiple of 7.1x, significantly lower than the broader S&P 500 average.
⚡
Benchmark Factor Strategy
S&P 500 Momentum Alpha Strategy
This strategy applies cross-sectional momentum and quality factor filters across large-cap US equities.
📈 Daily Candlestick & Volume Quant Chart
Interactive lightweight price action & volume breakdown over recent 90 trading days.
均线多头 (MA20/50)
Piotroski F-Score: 7/9 (High Financial Strength)
Official Point-in-Time Financial Filing History
Zero Lookahead Bias: Every financial metric is timestamped at the exact moment officially published to the market.
备案 CIK: 1601712 · 10-K 年报 / 10-Q 季报
| Form | Period End | Filing Timestamp (Point-in-Time) | Revenue | Net Income | Operating CF | EPS (Diluted) |
|---|---|---|---|---|---|---|
| 10-Q | 2026-06-30 | 2026-07-23 | - | $885.00M | $4.60B | $2.59 |
| 10-Q | 2026-03-31 | 2026-07-23 | - | $805.00M | $2.18B | $2.27 |
| 10-Q | 2025-12-31 | 2026-07-23 | - | - | - | - |
| 10-Q | 2025-06-30 | 2026-07-23 | - | $967.00M | $4.76B | $2.50 |
| 10-Q | 2025-03-31 | 2026-07-23 | - | $757.00M | $2.20B | $1.89 |
| 10-K | 2025-12-31 | 2026-02-06 | - | $3.55B | $9.85B | $9.28 |
| 10-K | 2024-12-31 | 2026-02-06 | - | $3.50B | $9.85B | $8.55 |
| 10-K | 2023-12-31 | 2026-02-06 | - | $2.24B | $8.59B | $5.19 |
💡 Methodology & Frequently Asked Questions
Key reference details regarding Synchrony Financial (SYF) valuation multiples, momentum factors, and point-in-time filing conventions.
How should SYF's current valuation multiple be interpreted? ↓
SYF trades at a trailing P/E of 7.1x within the Financials sector (deep value (under 15x p/e)). Valuation multiples are computed using trailing-twelve-month GAAP earnings against the latest close price.
What are SYF's key momentum and technical factor indicators? ↓
As of the latest close, SYF shows a 1-month return of +2.92%, 3-month return of -2.22%, and 12-month return of +0.86%, with a 14-day RSI of 56.6. Momentum factors reflect short- and intermediate-term price velocity across the equity cross-section.
What is Point-in-Time (PIT) financial data and why does it matter for SYF? ↓
Point-in-Time indexing aligns corporate fundamentals with their official public filing timestamps (Form 10-Q/10-K) rather than accounting period-end dates. This methodology eliminates lookahead bias in historical equity backtests.
How can SYF be incorporated into systematic factor models? ↓
SYF can be evaluated within customized multi-factor models or screened against cross-sectional filters (such as momentum quintiles and return on equity) to analyze historical turnover and risk-adjusted return.