USB
US EQUITY
Financials
Diversified Banks
CIK: 36104
U.S. Bancorp (USB) Quant Factor Diagnostic & Fair Value Model
U.S. Bancorp (Ticker: USB) is listed in the Financials sector (Diversified Banks). Below is its point-in-time financial profile, valuation multiples, and cross-sectional factor diagnostics.
$59.58
-0.73%
Latest Close (2026-10-23)
Market Cap: $169.62M
P/E Ratio: 11.0
Momentum Strength
3M / 12M
-6.16%
1M: +2.02%
12M: +25.88%
Quality (ROE)
Point-in-Time
+12.83%
Trailing Return on Equity
Technical Trend
RSI 14
62.0
SMA50: $60.28
SMA200: $57.92
Valuation Multiplier
Trailing
11.0
Deep Value (Under 15x P/E)
📊
Valuation & Multi-Factor Diagnostic
Deep Value (Under 15x P/E)
USB trades at an attractive earnings multiple of 11.0x, significantly lower than the broader S&P 500 average.
⚡
Benchmark Factor Strategy
S&P 500 Momentum Alpha Strategy
This strategy applies cross-sectional momentum and quality factor filters across large-cap US equities.
📈 Daily Candlestick & Volume Quant Chart
Interactive lightweight price action & volume breakdown over recent 90 trading days.
均线多头 (MA20/50)
Piotroski F-Score: 7/9 (High Financial Strength)
Official Point-in-Time Financial Filing History
Zero Lookahead Bias: Every financial metric is timestamped at the exact moment officially published to the market.
备案 CIK: 36104 · 10-K 年报 / 10-Q 季报
| Form | Period End | Filing Timestamp (Point-in-Time) | Revenue | Net Income | Operating CF | EPS (Diluted) |
|---|---|---|---|---|---|---|
| 10-Q | 2026-06-30 | 2026-08-06 | $7.71B | $2.18B | $6.16B | $1.35 |
| 10-Q | 2025-12-31 | 2026-08-06 | - | - | - | - |
| 10-Q | 2025-06-30 | 2026-08-06 | $7.00B | $1.81B | $1.60B | $1.11 |
| 10-Q | 2026-03-31 | 2026-05-04 | $7.29B | $1.95B | $1.34B | $1.18 |
| 10-Q | 2025-03-31 | 2026-05-04 | $6.96B | $1.71B | -$308.00M | $1.03 |
| 10-K | 2025-12-31 | 2026-02-23 | $28.66B | $7.57B | $7.97B | $4.62 |
| 10-K | 2024-12-31 | 2026-02-23 | $27.45B | $6.30B | $11.35B | $3.79 |
| 10-K | 2023-12-31 | 2026-02-23 | $28.14B | $5.43B | $8.39B | $3.27 |
💡 Methodology & Frequently Asked Questions
Key reference details regarding U.S. Bancorp (USB) valuation multiples, momentum factors, and point-in-time filing conventions.
How should USB's current valuation multiple be interpreted? ↓
USB trades at a trailing P/E of 11.0x within the Financials sector (deep value (under 15x p/e)). Valuation multiples are computed using trailing-twelve-month GAAP earnings against the latest close price.
What are USB's key momentum and technical factor indicators? ↓
As of the latest close, USB shows a 1-month return of +2.02%, 3-month return of -6.16%, and 12-month return of +25.88%, with a 14-day RSI of 62.0. Momentum factors reflect short- and intermediate-term price velocity across the equity cross-section.
What is Point-in-Time (PIT) financial data and why does it matter for USB? ↓
Point-in-Time indexing aligns corporate fundamentals with their official public filing timestamps (Form 10-Q/10-K) rather than accounting period-end dates. This methodology eliminates lookahead bias in historical equity backtests.
How can USB be incorporated into systematic factor models? ↓
USB can be evaluated within customized multi-factor models or screened against cross-sectional filters (such as momentum quintiles and return on equity) to analyze historical turnover and risk-adjusted return.